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Student loans


As a valued member at Oswego Teachers' Employees Federal Credit Union, we wanted to let you about our student loan refinancing program and student line of credit. The member may borrow up to a total of $20,000.00 lifetime or $12,000.00 per academic year with repayment terms up to 10 years. Some restrictions may apply.


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Rates as low as 4.75% APR. Available for undergraduate and graduate students! No repayment penalties. Reduce interest by paying early!



Student refinance

Take advantage of our low student rates!

elipsis

Credit score Margin Total rate
780+ 1.25% 4.75%
721-780 1.50% 5.00%
681-720 2.25% 5.75%
641-680 2.75% 6.25%
600-640 3.25% 6.75%