Oswego Teachers Employees' Federal Credit Union offers different loan types to make sure you land the house of your dreams. Whether it is a Traditional Home Equity Loan, a Home Equity Line of Credit (HELOC), or a Home Improvement Loan, we've got you covered!
This low-cost loan option allows you to borrow against your home's equity to get cash for whatever you need. Traditional Home Equity loans offer flexible terms and low fixed rates.
OTEFCU home equity loan benefits
A Home Equity Line of Credit (HELOC) have variable and fixed rate options set up as a revolving line of credit. You have access to available loan funds based on an established loan limit using your home as collateral. Funds can be used whenever you want, for whatever you want.
OTEFCU home equity line of credit benefits