(315) 342-4574      Monday - Friday 8:30am to 4:00pm.

Our history

Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees and see why our members consider Oswego Teachers' EFCU their "Best Choice for Saving and Loan needs!"

Become a member

Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S., Oswego City Library, and members of Oswego Players, Inc.

And that’s not all! Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather… are all eligible for membership in the Credit Union – Your Credit Union.

We’d love to have your family become part of our family. Call us with any questions or start your membership now.

Supervisory committee


The Supervisory Committee’s role is to make sure that management’s practices and procedures safeguard members’ assets. The Supervisory Committee reviews management’s practices and internal controls on a continuing basis. In addition, the Committee oversees an annual audit and reports the findings of that audit to the Board of Directors.

If you have concerns or problems with management practices or procedures you may contact the Supervisory Committee directly, in writing at its own, unique address:

Oswego Teachers’ Employees FCU
Supervisory Committee
P.O. Box 816
Oswego, NY 13126