(315) 342-4574      Monday - Friday 8:30am to 4:00pm.

Deposit and Loan Rates

Rates effective as of March 1, 2024

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Share Account Rates

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Account Type Minimum Balance Rate APY*
Regular Shares $5.00 0.25% 0.25%
Christmas Club $0.00 0.25% 0.25%
Summer Savings $0.00 0.25% 0.25%
Miscellaneous and Travel $0.00 0.25% 0.25%
Share Draft Checking $0.00 0.25% 0.25%
IRA Shares $5.00 0.25% 0.25%
High Yield Savings $0.01 - $2,499.99 0.25% 0.25%
- $2,500 - $9,999.99 1.30% 1.31%
- $10,000 - $24,999.99 1.40% 1.41%
- $25,000 - $49,999.99 1.60% 1.61%
- $50,000 - $99,999.99 2.60% 2.63%
- $100,000 - $199,999.99 2.70% 2.73%
- $200,000 - $1,000,000.00 2.90% 2.93%
- $1,000,000.01 and over no dividend no dividend

*Annual Percentage Yield.
Rates and APY are subject to change without notice. Please contact the credit union for additional terms and conditions.
All accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured up to $250,000.


Loan Rates

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Account Type Term APR*
New Auto (model year '24 and newer) up to 84 months as low as 5.49%
Used Auto (model year '22 and '23)*** up to 84 months as low as 5.75%
Recreational Vehicle** up to 180 months as low as 6.50%
Personal / Unsecured up to 60 months as low as 9.99%
Home Equity Term Loan up to 180 months as low as 5.75%
Home Equity Line up to 240 months as low as 5.99%

*Annual Percentage Rate
** Boats, Travel trailers, RVs, Snowmobiles, Dirt Bikes, ATVs, Tractors and Boats. Call the credit union for details.
*** For older model autos, please call the credit union for rates.
The stated rates and terms are subject to change. Please call the credit union for your specific needs.