VISA CARDS  

VISA - REQUEST A VISA CARD
(note: print and complete the application)
 

• Visa card Application

VISA- REQUEST FOR LIMIT INCREASE
(note: either print and complete the application,
or complete application and attach to an email message)

• You can download a visa application, fill it out and mail or bring it in to our office for approval on a new VISA card at the new low rate of 9.50%.
  

• This rate is a fixed rate.  Any purchases or cash advances you make at 9.50% stays at  that rate until paid in full.
  

• However, if you already have one of our  VISA cards and are carrying a balance the rate you made your purchases or cash advances at remains the same.
  

• Our VISA cards have a 25 day grace period on purchases only.
  

• Cash advances are charged interest as soon as the transaction is received in our office.
  

• We supply you with free checks to transfer balances from high rate accounts
  

• Visa account information for account holders can be accessed at:
  
      www.ezcardinfo.com
  
  Available information includes:

• Account Balance

• Available Credit

• Amount and Date of Last Payment

• Minimum Payment Amount and Due Date

• Last Statement Date

• Cash Advance Limit

• Transactions Posted Since Last Statement

Oswego Teachers’ Employees Federal Credit Union
113 West Albany street
Oswego, New York  13126
315-342-4574 or 800-537-308