Services:
| Direct Deposit | Payroll Deductions | Savings Accounts | Checking Accounts | Visa | Loans | Travelers Cheques |

Click here to order checks on-line

Direct Deposit

•   Social Security  
  

•   Retirement & Pensions  
  

•   School District Payroll  
  

•   Companies & Corporations, etc. ( we accept direct deposits from most companies, check with your payroll dept.)

Payroll Deduction

•   Deductions or direct deposits may be distributed to several accounts, including spouse or children's accounts.

Savings Accounts

•   Regular Savings
  

•   High Yield (minimum $2500 deposit)
  

•   Summer Savings (5 checks through summer)
  

•   Christmas Club (check mailed in October)
  

•   IRA's (dep. avail. through payroll deduction)

Checking Accounts

•   No monthly fees or charges
  

•   ATM & Debit card access
  

•   No minimum balance
  

•   Retirees get free checks

VISA Cards

•   Low rate of 9.5%
  

•   No annual fee
  

•   25 day grace period on purchases
  

•   Checks to transfer balances from high rate cards

Loans

•   Personal & debt consolidation  
  

•   New and Used car, boat, RV, & truck  
  

•   Home Equity  
  

American Express Travelers Cheques

• Travelers Cheques available in denominations of $20, $50, $100 (NO FEE)
  

• Dual Signature Cheques available in denominations of $20, $50, $100 ($.50 fee per $100)
  

• Gift Cheques available in denominations of $25, $50, $100 ($1.25 per cheque regardless of denomination)

Oswego Teachers’ Employees Federal Credit Union
113 West Albany street
Oswego, New York  13126
315-342-4574 or 800-537-3084