Oswego Teachers' Employees Federal Credit Union

                                   

 

Rates for March 2010                                                                         
 Regular Shares    .35%
 High Yield Shares  1.20%
 IRA Shares  2.50%
 Summer Savings    .35%
 Christmas Savings    .35%
   

Regular Shares

     Regular shares are a day-of-deposit, day-of-withdrawal savings account. Minimum share balance to be a member of the Credit Union is $5.00.

 

High Yield Share Account

     High Yield Shares are similar to a bank money market savings account. The minimum deposit is $2500.00 and shares earn a competitive rate in a day-of-deposit, day-of-withdrawal account. Your money is available to you without the time constraints and early withdrawal penalties of certificates of deposit. 

 

Share Drafts (Checking Account)

     No monthly fees. No minimum balance (other than your $5 membership share). No per check charges. Free VISA Debit Card. Free ATM use at any HSBC ATM worldwide. Ask about overdraft. Checks are free for retirees.

 

IRA Shares

     We offer both Traditional and Roth IRAs with fixed returns. Your deposits are Federally insured and your money has no market exposure in these accounts.

 

Summer Savings Shares

     Save in this account during the school year to provide yourself with income during the summer months. We will automatically send you a check from this account every two weeks over the course of the summer (5 checks total). It's almost like being paid year round.

 

Christmas Savings Shares

     Save over the course of the year in preparation for Holiday expenditures. We will mail you a check for the balance of your savings in October, and because you planned ahead, you won't be looking at those big credit card bills to start off the new year.

 

 

Protect Yourself From Identity Theft  

Identity theft continues to be a threat to everyone's financial security. If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible and we will help in any way we can. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here. 


Free Credit Reports.

For information and access to the only, official site authorized by the Federal Trade Commission: Click here  


The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.


Membership Eligibility

Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather…well, you get the picture, are all eligible for membership in our Credit Union—Your Credit Union. We’d love to have your family become part of our family and have them benefit from our services. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org


N.C.U.A. Increases Deposit Insurance to $250,000.

This law is in effect until December of 2013. This is great news for depositors who no longer have to worry that deposits totalling more than $100,000 would be uninsured. If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds."     View Brochure

 

Oswego Teachers’ Employees Federal Credit Union
113 West Albany Street  
PO Box 878
Oswego, New York  13126
315-342-4574 or 800-537-3084