Personal Loans
Personal loans provide a great way to complete home improvements or repairs, save money by consolidating high interest credit card debt, make purchases or fund unforeseen expenses. For more information and rates click here.
New and Used Vehicle Loans
We can help you purchase that new or used vehicle, including RVs. Don't buy until you check our rates. We can even pre-approve you for purchase. Taking dealer cash and using our loan can help you keep more money in your pocket after you drive off the lot. We will also finance boats, RVs and ATVs. Click here for more info and rates.
Home Equity and Home Equity Line of Credit
Interest you pay on Home Equity loans is often tax deductible. Check our rates. We pay closing costs. Click here for more info and rates.
Mortgages
Our affiliation with CUC Mortgage allows us to offer competitive rates on purchasing a home or refinancing your present home. Call for rates and more information. Ready to talk to a loan originator?--Call us at 342-4574 and we'll set up an appointment for you. Click here to visit the CUC Mortgage site.
 We offer our members one of the best VISA credit card deals you can find anywhere:
- 9.5% fixed interest rate.
- No annual fee.
- 25-day grace period.
This is not a teaser rate. It is our everyday rate for all members.
Why not switch to our card and save on monthly finance charges? Better yet, transfer balances from your cards with high interest rates to our card and save hundreds of dollars in finance charges (click here for an application). |
Protect Yourself From Identity Theft
If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here.
Free Credit Reports.
For information and access to the only, official site authorized by the Federal Trade Commission: Click here
The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.
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Membership Eligibility
Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather… are all eligible for membership in the Credit Union—Your Credit Union. We’d love to have your family become part of our family. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org
N.C.U.A. Increases Deposit Insurance to $250,000.
This law is in effect until December of 2013. If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds." View Brochure |
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