Oswego Teachers' Employees Federal Credit Union

                                   

 

              Reduce the cost of your credit card debt to                 

             5.99%  Click for details          Click here for application

Scholarship applications are now available. A total of $4000 is available to 2012 high school grads. Read more.

We still offer no fee checking, no fee debit card, no fee online bill pay and no fee online banking.

We can help you to reduce the cost of your everyday banking.  You keep more of your hard-earned money. Why not call or stop in today?

 Car Loan Special

2.99% for up to 36 months.                       3.49% for up to 60 months.

2009 to 2012 model years.

Click here for details

The Oswego Teachers' Employees FCU now offers check cashing and ATM services through Pathfinder Bank.

For details click here.                                                                                                                                                                           Surcharge free ATM Finder click here

   Mortgages. This is a great time to consider buying a home. Check the rate on your current mortgage. Refinancing your mortgage at today's rates could save you thousands of dollars. Call the office at 342-4574 or 800-537-3084 for more information. We’d love to help you afford that new home or to make your present home more affordable over the long haul.

Home Equity Line of Credit. You can choose between our fixed rate line or our variable rate line (current rate as low as 3.25%). We pay closing costs (subject to limits) (Click for more info)

Private Student Loans are now available! Call for info. 

 

 Members now have the opportunity to shop for discounted homeowners and auto insurances.

Click here for more information.

 Low cost options for life insurance and accident insurance now available to Credit Union members.

 Click  here for more information.

  We offer our members one of the best VISA credit card deals you can find anywhere:

  • 9.5% fixed interest rate(This is not a teaser rate. It is our everyday rate for all qualified members).
  • No annual fee
  • 25-day grace period. 
  • No fees for balance transfer                                                         
  •                                                                   (click here for an application).                       

    Discount Auto Pricing  For CU Members from GM and Chrysler (click for details).

    Financial Starter Package for High School Seniors and Juniors (read more).

    Protect Yourself From Identity Theft   

     If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here.   
    Free Credit Reports.

    For information and access to the only, official site authorized by the Federal Trade Commission: Click here  


    The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.

    Membership Eligibility

    Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather… are all eligible for membership in the Credit Union—Your Credit Union. We’d love to have your family become part of our family. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org
    N.C.U.A. Increases Deposit Insurance to $250,000.

    This law is in effect until December of 2013.  If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds."     View Brochure

     

    Oswego Teachers’ Employees Federal Credit Union
    113 West Albany Street  
    PO Box 878
    Oswego, New York  13126
    315-342-4574 or 800-537-3084