Free Credit Reports
Everyone is entitled to a free credit report from each of the credit reporting companies every 12 months--that's three free credit reports a year if you time your requests. Keeping track of your credit reporting is an important way to protect your identity as well as your credit worthiness. Annual.creditreport.com is the only federally authorized online source for your free credit reports. Use this link to begin: Annual.creditreport.com
Important information from the Federal Trade Commission, the nation’s consumer protection agency: annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.
Be sure to check privacy and security information on the site.
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Protect Yourself From Identity Theft
Identity theft continues to be a threat to everyone's financial security. If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible and we will help in any way we can. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here.
Free Credit Reports.
For information and access to the only, official site authorized by the Federal Trade Commission: Click here
The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.
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Membership Eligibility
Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather…well, you get the picture, are all eligible for membership in our Credit Union—Your Credit Union. We’d love to have your family become part of our family and have them benefit from our services. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org
N.C.U.A. Increases Deposit Insurance to $250,000.
This law is in effect until December of 2013. This is great news for depositors who no longer have to worry that deposits totalling more than $100,000 would be uninsured. If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds." View Brochure |
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