Oswego Teachers' Employees Federal Credit Union

                                   

 

The Office will be closed February 15, 2010 in observance of Presidents' Day.

$4000 in Scholarships for 2010 High School Grads (Click here for details and instructions).

*** 3.99% New car loan rate (48 mo. term)  4.25% 60 mo. term) .***No haggle! Just a great rate for well-qualified borrowers.

                                                                            (click for details).  Limited time offer.

   Mortgages.  Tax Credits for home buyers are scheduled to end in April. Interest rates are historically low, but may not stay at these levels much longer. This is a great time to consider buying a home. Check the rate on your current mortgage. Refinancing your mortgage at today's rates could save you thousands of dollars. Call the office at 342-4574 or 800-537-3084 for more information. We’d love to help you afford that new home or to make your present home more affordable over the long haul.

Home Equity Line of Credit with low, variable interest rate. Now you can choose between our fixed rate line or our new variable rate line. Current rate as low as 3.25%. We pay closing costs (subject to limits)(Click for more info)

  Just in time for Valentine's Day

Student Loans are now available! Call for info. 

  We offer our members one of the best VISA credit card deals you can find anywhere:

  • 9.5% fixed interest rate (This is not a teaser rate. It is our everyday rate for all qualified members).
  • No annual fee.
  • 25-day grace period. 
  • No fees for balance transfer                                                                   (click here for an application).

Discount Auto Pricing  For CU Members from GM and Chrysler (click for details).

Financial Starter Package for High School Seniors and Juniors (read more).

 

 

Protect Yourself From Identity Theft  

Identity theft continues to be a threat to everyone's financial security. If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible and we will help in any way we can. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here. 


Free Credit Reports.

For information and access to the only, official site authorized by the Federal Trade Commission: Click here  


The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.


Membership Eligibility

Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather…well, you get the picture, are all eligible for membership in our Credit Union—Your Credit Union. We’d love to have your family become part of our family and have them benefit from our services. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org


N.C.U.A. Increases Deposit Insurance to $250,000.

This law is in effect until December of 2013. This is great news for depositors who no longer have to worry that deposits totalling more than $100,000 would be uninsured. If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds."     View Brochure

 

Oswego Teachers’ Employees Federal Credit Union
113 West Albany Street  
PO Box 878
Oswego, New York  13126
315-342-4574 or 800-537-3084