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We have made some changes to the letter
codes representing some members' Summer and XMas Club accounts. If you notice that your
accounts have been affected and would like an explanation, please call us at 315-342-4574. |
Online Bill Pay Users. Please Read This Important Notice Carefully. Click Here
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Take out a loan with us after May 10, 2012 and you have the option of not making a payment until October 10
AND have the option of skipping payments during summer months over the life of the loan (not available on real estate,student loans or VISA) |
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Never Make a Summer Payment Again
Take a loan with us and when your payroll stops for the summer—so do your payments. The Credit Union now offers members the option of skipping loan payments for August and September for the life of the loan. Already have a loan with us? We will convert the remainder of your current loan to allow you to skip summer payments. Interested? Call or stop in today for details (This offer includes auto loans.We are not able to offer this option on real estate loans, student loans or VISA card payments). |
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Scholarship applications are now available. A total of $4000 is available to 2012 high school grads. Read more. |
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Car Loan Special
2.99% for up to 36 months. 3.49% for up to 60 months.
2009 to 2012 model years.
Click here for details |
Members can now order foreign currency and have it delivered to their home or office in as little as two business days. Unused
currency (not coin) can be returned using the same service and you can even choose to insure that your foreign currency can
be returned at the same exchange rate. This service is provided through EzForex. Click here for more info or to order
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 Mortgages. This is a great time to consider buying a home.
Check the rate on your current mortgage.
Refinancing your mortgage at today's rates could save you thousands of dollars. Call the office at 342-4574 or 800-537-3084 for more information. We’d love to help you afford that new home or to make your present home more affordable over the long haul.
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Home Equity Line of Credit. You can choose between our fixed rate line or our variable rate line (current rate as low as 3.25%). We pay closing costs
(subject to limits) (Click for more info) |
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Private Student Loans are now available! Call for info. |
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 We offer our members one of the best VISA credit card deals you can find anywhere:
9.5% fixed interest rate(This is not a teaser rate. It is our everyday rate for all qualified members).
No annual fee
25-day grace period.
No fees for balance transfer
(click here for an application). |
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Financial Starter Package for High School Seniors and Juniors (read more). | |
Protect Yourself From Identity Theft
If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here.
Free Credit Reports.
For information and access to the only, official site authorized by the Federal Trade Commission: Click here
The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.
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Membership Eligibility
Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather… are all eligible for membership in the Credit Union—Your Credit Union. We’d love to have your family become part of our family. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org
N.C.U.A. Increases Deposit Insurance to $250,000.
If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds." View Brochure |
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