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Members, call the office (342-4574) if you are interested in filling a current vacancy on the Board of Directors.
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Loan Special: Choose no payments until October 10, 2010 on new loans. Call for details.
Available on personal loans, new car loans, used car loans, consolidation loans and share secured loans. |
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Effective immediately: 1.00% drop in rates on used cars and light trucks (view new rates). |
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*** 3.99% New car loan rate (48 mo. term) 4.25% 60 mo. term) .***No haggle! Just a great rate for well-qualified borrowers.
(click for details). Limited time offer.
***New Car standard rates will be reduced by 1.25% for those members who do not qualify for the 3.99/4.25 special offer. *** |
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 Mortgages. Interest rates are historically low, but may not stay at these levels much longer. This is a great time to consider buying a home.
Check the rate on your current mortgage.
Refinancing your mortgage at today's rates could save you thousands of dollars. Call the office at 342-4574 or 800-537-3084 for more information. We’d love to help you afford that new home or to make your present home more affordable over the long haul.
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Home Equity Line of Credit with low, variable interest rate. Now you can choose between our fixed rate line or our new variable rate line. Current rate as low as 3.25%. We pay closing costs
(subject to limits) (Click for more info) |
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Private Student Loans are now available! Call for info. |
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Congratulations to our 2010 scholarship winners:
Matthew Battles (Mexico), Brittany Lighthall (Mexico), James Wilson (Mexico), Koby Fowler (Sandy Creek), Megan Clark (Sandy Creek), Nicolette Clark (Sandy Creek), Emily Mears(Oswego), Ashley Kuczawa (Oswego), Meghan Kelly (Oswego), Kathryn Lombardo (Oswego), Michael Brown (Oswego), Sarah Hill (Oswego), Zachary Rice (APW), Schally Washburn (South Jefferson) and Alexander Kaplewicz (Oswego). |
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 We offer our members one of the best VISA credit card deals you can find anywhere:
9.5% fixed interest rate(This is not a teaser rate. It is our everyday rate for all qualified members).
No annual fee
25-day grace period.
No fees for balance transfer
(click here for an application). |
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Financial Starter Package for High School Seniors and Juniors (read more). | |
Protect Yourself From Identity Theft
If you have any suspicions that your personal or financial information has been compromised please call us as soon as possible. For more information about how to avoid identity theft and what to do if you believe you have been a victim of ID Theft click here.
Free Credit Reports.
For information and access to the only, official site authorized by the Federal Trade Commission: Click here
The Oswego Teachers Employees FCU will never ask you for sensitive information in an email, phone call or text message initiated by us. Do not respond to such inquiries as they may be the work of identity thieves.
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Membership Eligibility
Eligibility for membership extends to all employees of the A.P.W., Central Square, Hannibal, Mexico, Oswego, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library. And that’s not all. Family members: mother, father, brother, sister, son, daughter, aunt, uncle, niece, nephew, grandmother, grandfather… are all eligible for membership in the Credit Union—Your Credit Union. We’d love to have your family become part of our family. Call us with any questions or email us for a membership application:info@oswegoteacherscu.org
N.C.U.A. Increases Deposit Insurance to $250,000.
This law is in effect until December of 2013. If you would like detailed information about depositor insurance, you may view NCUA's "Your Insured Funds." View Brochure |
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